KISSHT
OnEMI Technology Solutions Limited
If management delivers what it guided
arithmetic on filed guidance and past valuations · not a price target
KISSHT
FY26 → FY27 · 1 year of guidance · ~0.7 years from today₹318 today
BEAR
₹261
-18%
9.7% a year · 10x exit
BASE
₹417
+31%
16.8% a year · 15.1x exit
BULL
₹748
+135%
22.8% a year · 25.7x exit
Where the market has priced it
4x13x today35x
- this company has too little filed history for a multiple band of its own, so the exit multiple is the median of 37 Finance/Rental/Leasing peers
- FY27 one quarter filed — the pace is shown, not judged: guided +40.0%, filed +44.7% across 1 quarter(s)
How these numbers are produced
| Earnings base | FY26 fiscal year EPS ₹23.7 (screener) |
|---|---|
| Guided growth | 16.8% a year, said on the call of 04-Jun-2026 · transcript |
| Read across as | lender: ROE x retention (Gordon sustainable g) — medium confidence |
| Delivery calibration | 0.58x / 1x / 1.36x of what was guided — measured: 76 annual guided-vs-filed pairs + 77 near-complete quarterly years — NSE transcripts against the companies' own filings |
| Exit multiple | 10x / 15.06x / 25.68x, this company’s own p20 / median / p80 across 37 filed years |
| Filed-industry peers | median 15.06x across 37 peers — the cross-check, not the input |
| Arithmetic | base EPS × (1 + guided growth × delivery)1 × exit multiple |
Arithmetic on management’s own guidance and this company’s own past valuations. Not a price target, not a recommendation, and not a forecast of what the stock will do.
What management said
from NSE earnings-call filings · extracted, not interpreted
generic growth 40%roe 21%credit cost 10–15%
Talking about future guidance on growth: We expect to grow at north of 40% in AUM, with disciplined asset quality and calibrated risk selection, while secured business scale-up is also expected to be strong.
Call 04-Jun-2026 · bridge confidence medium · transcript PDF
Pace against its own guidance
FY27
one quarter filed — the pace is shown, not judged
guided 40.0%
filed 44.7%
1 of 4 quarters